3rd Grade

JA Our City (3rd Grade)

JA Our City introduces students to the basics of financial literacy, the characteristics of cities, and how people and businesses in cities manage their money.


Session One: A Place Where People Live, Work, Play

Students identify the different zones used in city planning and apply the information to organize businesses.

Key Learning Objectives:

  1. Identify the zones found within a city.
  2. Describe the goods and services provided by businesses.
  3. Match local businesses to specific city zones.

Session Two: A Place Where People Spend Money

Students examine the importance of money to a city and how people use different methods to pay for goods and services.

Key Learning Objectives:

  1. Explain the importance of money in a city, including the role of taxes.
  2. Understand the differences between needs and wants.
  3. Examine the different ways that people pay for goods and services.

Session Three: A Place Where People Bank

Students see the contributions of financial institutions to a city and how those institutions help businesses and people achieve their economic goals.

Key Learning Objectives:

  1. Summarize the contribution of financial institutions to a city.
  2. Manage a personal bank account.

Session Four: A Place Where People Dine

Students learn the role of an entrepreneur by exploring the process involved in starting one type of business, a restaurant. They learn how businesses promote a healthy economy within a city. 

Key Learning Objectives:

  1. Define consumer, producer and entrepreneur.
  2. Explore the role of a business owner by operating a business.
  3. Apply money management strategies to a business account.

Session Five: A Place Where People Communicate

The students learn the importance of news media to the financial well-being of a city.

Key Learning Objectives:

  1. Explain the role of the news media in a city.
  2. Describe how news is delivered in various formats, including print, electronic, and human sources.
  3. Recognize the importance of the news media and technology in a community.

JA Our City enhances students learning of the following concepts and skills:

  • Concepts: banking, business, careers, city, city planner, communication, consumer, decision, economic development, economic institutions, entrepreneur, incentives, income, interdependence, jobs, money, producer, quality, resources, skills, specialization, zones.
  • Skills: applying information, applying thinking skills, compiling data, conducting research, constructing data, creating readable documents, decision-making, developing ideas, drawing, filling out forms, following directions, identifying zones, interpreting data, interpreting directions, listening critically, mapping information, map reading, making observations, math computations, news writing, reading data, responding to written and oral presentations, role-playing, teamwork, using scale.

JA Our City is a series of five activities recommended for students in third grade. The average time for each session is 45 minutes. Materials are packaged in a self-contained kit that includes detailed session plans for the volunteer and materials for 30 students.

All JA programs are designed to support the skills and competencies identified by the Partnership for 21st Century Skills. These programs also augment school-based, work-based and connecting activities for communities with school-to-work initiatives.

For more information about this program, read the Program Summary.

To see how this program correlates to California State Education Standards and the Common Core Standards, click here.